From the 16th, if the house price exceeds 1.5 billion won, the mortgage loan limit will decrease to 200 million won if it exceeds 400 million ,,,,,,,2.5 billion won.

Starting from the 16th, the mortgage loan limit for homes priced between 1.5 billion and 2.5 billion won in the metropolitan area and regulated areas will be reduced to 400 million won, and for homes over 2.5 billion won, to 200 million won. However, despite the June 27 loan regulations and September 7 supply measures, housing prices continue to overheat, and after about a month, strong measures to suppress demand have been introduced again. At a joint government briefing that day, Financial Services Commission Chairman Lee Eok-won said, "Signs of housing market overheating are growing mainly in some areas of the metropolitan area," and added, "To ensure solid stability in the housing market , we will strengthen loan demand management and further strengthen." The Financial Services Commission reportedly included measures to curb demand for purchasing high-priced homes through loans and to curb 'upgrading to higher-quality properties.' Until now, the mortgage loan limits for home purchases in the metropolitan area and regulated areas have been uniformly It was 600 million won, but going forward, the limit will be adjusted by price range, with the higher the price, the lower the limit. ,,, ▲ homes under 1.5 billion won are capped at 600 million won, ▲ 400 million won for homes between 1.5 billion and 2.5 billion won, and 200 million won for homes over 2.5 billion won. In all of Seoul and 12 areas in Gyeonggi Province, residents must live for at least two years in speculative overheating zones, regulated zones, and land transaction permit zones, making it difficult to transfer to higher-grade land. Reconstruction and redevelopment relocation loans will be maintained regardless of housing prices, The existing limit of 600 million won. On this day, the 21 Seoul autonomous districts and 12 regions in Gyeonggi Province, newly designated as regulated areas (speculative overheating zones and regulated areas), will immediately apply the strengthened loan regulations under existing regulations. Since this measure focuses on suppressing demand for purchasing high-priced homes and upgrading to higher-end locations, there is talk that a balloon effect may occur, concentrating demand on mid- to low-priced apartments, and there are also concerns that the phenomenon of 'smart one home' among wealthy individuals with cash reserves could intensify.